I am Norman Michael Barling, a practicing Attorney with over 45 years of experience. My focus area is the highly-specialised field of Corporate Debt Recovery. I assist clients with recouping corporate debt on a complete collections basis, including the outstanding capital, interest and fees incurred.
I run a lean professional business and handle every single case myself. With my vast experience, I am consistently effective in applying the rules to maximise collections for my clients.
WHAT I DO
Throughout my career, I have focused primarily on Corporate Debt Recovery. It is a skill that I have honed over the years, to the extent that I am now able to offer a full turnkey commercial recovery service that delivers excellent results.
I have a wealth of experience in Corporate Debt Collection and as a result, a track record of successful commercial recoveries. My core area of expertise is Corporate Debt Collection and Litigation where the debtor is a purchaser that has bought goods, or used services with the intention of making a profit. As such, typical clients would include manufacturers, wholesalers, producers and companies selling goods usually in terms of a credit application or written agreement.
Over the years, I have developed innovative and unique tools intended to further protect my clients’ interests. Through these tools, debtors are required to pay the capital interest and legal fees accrued in what is described as a ‘complete collection’.
As part of my corporate recovery service, I also advise clients on credit applications. It’s critical that credit applications are properly drafted to eliminate potential legislative restrictions on the client’s ability to recover commercial debt, such as those brought about by the National Credit Act.
By advising clients on their credit applications from the start of the process, they’re more likely to successfully recover all outstanding corporate debt and associated costs, including interest. I also ensure such applications are drawn in accordance with new legislation introducer from time to time.
I am able to identify the best possible corporate debt collection strategy for each particular client. Often this also includes locating debtors’ assets to be sold to recover outstanding debt - another feature of my holistic commercial recovery service offering.
HOW I WORK
I handle each and every case personally, ensuring that you work with me and not junior or unqualified staff.
The corporate debt collection process I follow is specific to each client and each hand-over has its own set of facts and laws to be considered and assessed before appropriate action is determined.
Should the debtor wish to defend their position, the case would be referred to court for trial and determination. Many debtors believe they have valid defences to creditors’ claims in which event the matter will eventually go to trial. Should the debtor choose to ignore the summons, proceeding will be instituted to secure a judgement against the debtor. This allows the commercial debt recovery process to begin.
Cases defended in court can be lengthy processes, taking several years to be settled. I work closely with my client during that time to ensure not only that the correct amount of interest on the debt is accrued, but also that the case remains worth pursuing.
I am able to interview debtors and conduct a financial analysis and constant monitoring of the debtor’s affairs, including the location of their assets, to protect my client’s interests.
Through the proper application of the various rules, I am able to maximise the collection for the creditors.